How Is This Service Free

For most of our day to day business the insurers, banks and lenders pay us a commission/brokerage when you draw down a loan or take out a policy. So usually our service is paid for by the lender/insurer. The banks/lenders/insurers pay us a commission because we are a cost effective way of introducing business to them and we do all of the initial work of introducing you to them.

There are rare times we do charge a fee, this may be to cover work done whereby we do not get paid a commission by the lender. Fees are always agreed upfront if charged at all. Situations that may incur a fee are:

*  A bit outside the square such as bridging finance (sometimes) and asset lends

*  A lender that doesn’t pay us brokerage that we used as your situation is ‘outside the square’

*  Commercial finance, sometimes personal loans

*  Caveat loans, development finance, business lending

We would always discuss any fee up front and payment is often made when a loan is drawn down unless otherwise stated.

We do prefer that any applications with our lending partners come via us otherwise a fee may apply if using our service simultaneously with another bank or broker.

You can call us on 0800 000 517 or email Craig at craig@craigpope.co.nz.

Contact us to discuss your options today.

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